About
Why InfertileTruth Exists
IVF pricing in the United States is notoriously opaque. We built InfertileTruth to fix that — a free, transparent tool that gives you realistic cost estimates and honest success-rate data before you walk into a clinic.
Our Mission
Infertility affects roughly 1 in 6 people worldwide, yet finding clear, honest information about what treatment will actually cost remains remarkably difficult. Clinic websites often advertise a "base cycle" fee that excludes medications, monitoring, anesthesia, and genetic testing — add-ons that can double the total.
InfertileTruth was created to cut through the confusion. We compile published pricing data, let you toggle individual add-ons, and show how costs compound across multiple cycles — because most patients need more than one.
We believe that financial transparency reduces stress, improves decision-making, and helps families plan for what is often the biggest out-of-pocket medical expense of their lives.
Methodology
Cost Estimates
State-level baselines are derived from published self-pay clinic pricing and state-level cost guides. For each state, we compile "all-in basic" cost ranges (which include the retrieval, transfer, monitoring, and standard lab work) and compute the midpoint as the state baseline. When all-in data is unavailable, we fall back to base-cycle midpoints with appropriate adjustments.
- Baseline = state all-in basic midpoint from compiled pricing data
- Add-ons reflect typical published pricing for each procedure (ICSI, PGT-A, egg freezing, etc.)
- Ranges display +/-10% around the calculated total to reflect real-world pricing variation
- Multi-cycle totals scale linearly (per-cycle cost x number of cycles)
Success Rates
Live birth rates are sourced from CDC/SART national averages and segmented into five age brackets: under 35, 35-37, 38-40, 41-42, and over 42. Cumulative success rates across multiple cycles are calculated using the formula:
This assumes independent cycle outcomes and uses per-cycle live birth rates, not pregnancy rates. Actual outcomes vary by diagnosis, protocol, and clinic.
Insurance Data
State insurance mandate information is compiled from state insurance department publications, RESOLVE's state-by-state coverage database, and the actual legislative text of enacted mandate laws. Mandate classifications (cover, offer, or none) reflect the strongest applicable requirement in each state.
Data Sources
CDC / SART National Summary
Age-stratified live birth rates from the CDC's annual Assisted Reproductive Technology report and SART clinic outcome data.
Published Clinic Pricing
Self-pay fee schedules published by fertility clinics across all 50 states, compiled and cross-referenced for consistency.
FertilityIQ & Industry Reports
Aggregated cost data from patient-reported sources and industry white papers on fertility treatment economics.
RESOLVE & State Insurance Departments
State mandate classifications from RESOLVE's insurance coverage database and official state insurance department publications.
Sources were last verified on February 23, 2026. We review and update data regularly to keep estimates accurate.
Important Disclaimers
InfertileTruth provides cost estimates for informational purposes only. This site does not constitute medical advice, financial advice, or a guarantee of treatment outcomes.
Actual costs vary by clinic, insurance plan, medication protocol, and individual circumstances. Always consult directly with your fertility clinic and insurance provider for precise pricing.
Success rate data represents national averages and may not reflect the outcomes at any specific clinic or for any individual patient. Your reproductive endocrinologist is the best source of personalized prognosis information.
Insurance mandate information reflects our best understanding of current state laws but may not capture recent legislative changes. Consult your state's insurance department or a qualified insurance professional for definitive guidance on your specific plan.