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Mandate to CoverSince 2022
IVF Insurance Coverage in Maine
Maine mandates fertility coverage including IVF under its comprehensive family-building insurance law.
What the law covers
Maine enacted a fertility insurance mandate that requires individual and group health plans to cover fertility diagnosis and treatment, including IVF. The law is designed to be inclusive and reduce barriers to family-building for all residents.
Key Provisions
- Covers IVF and other fertility treatments
- Applies to individual and group health plans
- Inclusive definition of infertility
Limitations & Exclusions
- Specific cycle or lifetime limits may apply
- Self-insured ERISA plans are exempt
- Religious employer exemptions may apply