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No Mandate

IVF Insurance Coverage in Ohio

Ohio does not mandate fertility treatment coverage, though some state employee plans include it.

What the law covers

Ohio does not require private insurers to cover fertility treatments. However, certain state employee health plans have included fertility coverage. Some large employers in Columbus, Cleveland, and Cincinnati metro areas voluntarily offer fertility benefits.

Limitations & Exclusions

  • No state mandate for private insurers
  • State employee plans may have separate provisions
  • Coverage varies by employer

Official Resources