All states
No Mandate
IVF Insurance Coverage in Virginia
Virginia does not mandate fertility treatment coverage by private insurers.
What the law covers
Virginia does not require private insurers to cover IVF or other fertility treatments. The state has a significant number of fertility clinics, particularly in Northern Virginia, Richmond, and the Hampton Roads area, with some employers voluntarily including fertility benefits.
Limitations & Exclusions
- No state mandate for fertility coverage
- Coverage depends on employer plan design